Financing Information

Getting Pre-Approved

Getting pre-approved for a mortgage loan is a great way to establish buying power when shopping for a new home and it is as easy as dialing the phone these days.

Banks and mortgage companies have made it easier to get the information you need by providing over the phone consultations and some have even set up online services.

With the help of these institutes you can have a range in which a lender would agree to lend you if the product is deemed worthy. This will give you an idea of the type of home you may be able to afford. From experience, it is better to know before you go looking because you can get your hopes up on a specific home only to later learn that it is outside of the lenders ratios. After looking at all of the homes you might find it hard to settle for something in your price range. This is not meant to discourage you but to prepare you for what can happen. Then too you may be surprised to learn that you actually qualify for more home than what you originally anticipated. You can make a huge list of other things to consider. The best way to get a good feel for these things is to consult with a professional real estate agent, like Jim Schilder, of Schilder & Associates. Just click on the logo below to see how you can receive a FREE consultation from Jim.

YOU Can Benefit from buying a Home TODAY.

Learn about the four Wealth builders...

Leverage (O.P.M. - "Other Peoples Money")

Tax Breaks

Savings "Building Equity"

Owner's Pride

Also learn about the Six ways buyers can take advantage of todays real estate market.

Be realistic

Closing Cost Help

Pre-qualifying

Innovative Financing

Shop for a Lender

Consult a Professional

All of the above may seem overwhelming and it can be. However with this pamphlet and the help of a real estate professional like Jim Schilder, you can soon own the home of your dreams.